Free Credit Counseling
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As credit card bills, student debt, medical bills, and other unsecured debts spiral out of control, one viable solution that remains is a DMP or Debt Management Plan. A debt management plan helps you get out of debts whether you are a woman struggling to pay off debts or a married man straining to fulfill the numerous financial responsibilities.

Consumer Education Services Inc. (CESI), a not-for-profit organization, offers steps to getting out of debt and equips their clients with better money management skills to avoid debt in the future. Call certified CESI counselors for free or register online for a confidential free counseling session.

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Neal and I were married young - I was 18 and he was 23. Within 3 years of marriage we had piled up over $22,000 in unsecured credit card debt! We were extremely stressed over bills and how we were going to pay them. We knew we had to do something to stop this cycle of relying on credit cards....

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